Individuals & Couples
Comprehensive service at multiple levels of service are available. We started our business focusing on larger clients. We have taken that unmatched very thorough service, and created business models that allow us to successfully deliver similar services to smaller clients. Our goal, for smaller clients, is for you to grow into our even more thorough larger client service models.
We add significant value by using the money management fees to support service far beyond money management and as a small independent fiduciary firm, we have access to top notch experts with a low expense base. Brokerages, for example, cannot get access to Dimensional Fund Advisors.
Our “World Class” service is for families with about $950K or more of investable assets, or willing to pay our minimum fee. For example business owners may have significant income, but less liquid assets, and can still get access to this comprehensive service. World Class includes “second set of expert eyes” service. These client’s locally produced documents including estate planning, tax projections, tax returns and every insurance policy are reviewed annually by our 3rd party attorneys, CPAs and insurance experts just to make sure that they are correct and in order. In addition, these client’s situations are checked against a 7 foot long list, with hundreds of check points, just to make sure that nothing can fall through the cracks. We anticipate and proactively address every risk, threat or obstacle to achievement of your goals.
Click here to read about our 401(k) plans as well as helpful articles.
What We Do
- Financial Coaching
- Financial Planning
- Estate Planning
- Tax Planning
- Specialties as needed. Recently Added: College Planning Expertise by Lynn O’Shaughnessy. Check out Lynn’s college solution blog.
Corporate and Non-profit Services:
- 401(k) plans, accept ERISA Section 3(21), 3(38) fiduciary responsibility in writing
- Financial Coaching as an Additional Benefit for Corporate Executives
- Non-profit fiduciary support and investments. Team up with a CEFEX—certified money manager. Very important for foundations to attract large donations and manage their fiduciary liability.